Part I can be read here.

It’s commonly stated that a bachelor’s degree will, on average, increase your lifetime earnings by ~$1m. It’s useful to ask, however, what parts of college make graduates worth that extra $1m to employers. Some aspects are core to the graduate’s economic value, but many certainly aren’t — colleges are full of students who would gladly live without some facilities, events, or initiatives if it meant lower tuition, and their salary post-graduation would remain unaffected. Those who desire an economically valuable education can end up paying $70k for luxuries they hardly want, as every respected academic institution seems to raise tuition to provide these; none choose to forego excess in favor of economically useful stuff.

The purpose of this post is to design a more cost-efficient alternative to the traditional college, with a clear goal in mind: produce skilled...

This post is meant to convey the problem with financial initiatives intended to make college affordable.

The statistics of the United States’ higher education system and the toll it takes on the country is staggering. 13.8% of Americans currently owe money on student loans, totaling $1.41 trillion in debt. In the past decade alone, college tuition & fees have increased 63%. It would likely take over $70 billion per year to implement free public college in the United States, which is a daunting figure.

Health insurance sets an example as to why college affordability won’t be so simple.

As a result of low consumer price sensitivity, there seems to be a repeating concept within the U.S. of what is arguably the worst combination of regulation. The healthcare system is a prime example at a level easily observed within policy (as opposed to social factors); the government necessitates...